Okay, let’s say it out loud: a 50-year mortgage sounds absolutely bonkers, right? Yet, here we are in 2025, watching…
Author: Steve Adcock
Steve Adcock
Steve Adcock quit his job after achieving financial independence at 35 and writes about the habits millionaires use to build wealth and get into the best shape of their lives. As a regular contributor to The Ladders, CBS MarketWatch, and CNBC, Steve maintains a rare and exclusive voice as a career expert, consistently offering actionable counseling to thousands of readers who want to level up their lives, careers, and freedom. Steve lives in a 100% off-grid solar home in the middle of the Arizona desert and writes on his own website at MillionaireHabits.us.
Private school tuition can feel like a noble investment in your child’s future. But before you commit to $25,000 a…
You’ve heard it before. Maybe you’ve said it yourself. “Personal finance is personal.” It’s the ultimate mic-drop phrase—the conversation ender.…
Let’s talk about two deceptively simple questions. One keeps you broke. The other builds wealth. They sound similar, but they…
Let’s be honest: money is emotional. We all know we should track our spending. We’ve heard it a thousand times.…
We’ve been sold a lie. A well-packaged, anxiety-inducing myth that the world is overflowing with ruthless competition. That every job,…
There’s a persistent myth in our culture: that millionaires are born, not made. That wealth is mostly a matter of…
About 15 years ago, my dream was to start a business. At the time, I was working a full-time job.…
Let’s get one thing straight: wealth doesn’t always wear Gucci belts and drive matte-black Teslas. In fact, chances are you’ve…
The unfortunate thing about most money advice is that it focuses on the “no.” That’s a brutal way to think…
Most people think hitting six figures means they’ve made it. But here’s the truth: $100K is just the beginning—and if…
The IRS updated its tax brackets for 2025, which will apply to income earned in 2025 and reported on tax…